Since changing in 2007, the federal bankruptcy codes have required two different educational courses at different stages of bankruptcy filing.
The course required pre-discharge is the Personal Financial Management Course. MoneyRehab® by 111 .com Education, Inc. is an approved provider of Personal Financial Management education in accordance with federal bankruptcy rules and regulations.*
If you are looking for Pre-Bankruptcy Credit Counseling, please consult the U.S. Trustee Program
The MoneyRehab® Certificate of Course Completion is valid for use in bankruptcy proceedings in all U.S. States and Territories except Oregon (OR), Alabama (AL), and North Carolina (NC).
Course fees are $14.95 USD for individual filers and $24.95 USD for couples filing for bankruptcy jointly. There are no hidden fees. Fee waivers are available to those who qualify. Click here for more information.
Yes, in order to satisfy your curiosity, first portion of the actual course is available for you to try for free! Simply register, login and see the first portion of the course for FREE! Click here to register now. Should you want to continue after completing the free portion, you will be prompted to provide payment information.
The course is formatted as a series of approximately 180 slides. Slides are timed to ensure that the course is the required length of 2 hours. You may start and stop as many times as required to complete the course. When you log off and return to the course, you will be brought to the last slide visited.
No, the course is not difficult, but it is educational. The MoneyRehab™ Personal Financial Management Course has been user-tested to provide an effective educational experience. There are quizzes and exercises along the way, but you can't fail - just complete the course to pass! The course guides you to understand the right and wrong answers!
After completing payment or receiving a waiver, you must complete the course in its entirety. Depending on whether you finish the course during normal business hours (9 A.M. - 5 P.M. EST), you will receive your certificate via email within 1 to 24 hours of course completion.
You may also access your certifcate via panel
PRINT OR EMAIL CERTIFICATES on this website. Simply login and click the certificate link to view and download it.
Certificates are issued in Adobe's Portable Document Format (PDF) and are viewed using the free Adobe Reader. You simply print out your certificate and use it in accordance with bankruptcy code.
If you provide your attorney's name and email, a copy of your certificate will automatically be emailed to your attorney when it is sent to you.
Payment for the course is made electronically through the highly safe and secure interface at PayPal.com. Checks, credit cards, debit cards or PayPal™ accounts may be used for this payment. A pre-existing PayPal™ account is not required, nor are you required to join PayPal™.